KeyBank Hassle-Free Account

With no minimum balance fees, no overdraft fees (because you cannot write checks), and no monthly transaction requirements, the KeyBank Hassle-Free Account® was designed to put you in control of your finances. It’s a free checking account alternative bank account* that provides you immediate and convenient access to your money – without the hassle of writing checks.

KeyBank Hassle-Free Account Details

  • No Monthly Maintenance Service Charge and no minimum balances.
  • No overdraft fees. No bounced checks -- there are no paper checks on this account.
  • Free monthly statements (paper or online)
  • Free 24-hour access to your online accounts with Online Banking and KeyBank Bill Pay for quick and easy online bill payment
  • Free, unlimited use of KeyBank's convenient local and nationwide network of ATMs
  • The adult account owner may request that a minor (age 13-17) receive a debit card for access to this account1
  • Our enhanced KeyBank Relationship Rewards program allows you to earn points just by actively using your free account, debit card or by expanding your banking relationship with Key**