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A strong credit history can help you on your financial path. Whether you’re ready to establish your credit history or want to improve it, a Key Secured Credit Card can help you make progress.


Introductory APR


Regular APR


Annual Fee


Late Payment Fee

Up to $37

Minimum Interest Charge



  • Secured by a minimum deposit greater than or equal to $300 in a Key Active Saver Account (up to $5,000).
  • Save while you build your credit*. Your deposit must be kept in a Key Active Saver® account - use it to secure your credit card and grow your savings.
  • Know you’re building your credit. Unlike prepaid or debit cards, this credit card reports your history to credit bureaus.
  • Keep making progress. We’ll review your card history twice each year and let you know if you’re eligible to graduate to an unsecured credit card.

Exclusive Key Secured Credit Card Benefits

Enjoy these perks that come with being part of the Mastercard® network:

Shop with Confidence

Price Protection

If you find a lower price within 60 days on an item you purchased with your card, you may be reimbursed for the price difference.

Extended Warranty

Receive warranties longer than the original manufacturer's warranty on most items you buy with your card.

Protect Your Credit

Identity Theft Resolution Services

If you become the victim of identity theft, we are here to help you and provide:

  • Credit bureau notification
  • Credit card replacement
  • ID Theft Affidavit
  • Additional resolution services

Travel and Entertainment Assistance

Mastercard® Travel Services™

We provide exclusive travel benefits like hotel room upgrades, complimentary amenities and other valuable extras.


Find the right borrowing approach.

Explore options that fit your financial life.

Explore options that fit your financial life.
Credit Card Calculators

See What It Takes to Pay Off Your Balance

Find out how long it will take to pay off your credit card balance and what you can adjust to meet your repayment goal.

See What It Takes to Pay Off Your Balance
Managing Debt

How to Start Building Credit: A Beginner's Guide

Curious about how to start building credit? Get started on the right track with these four ideas for launching your credit history.

July 2017 How to Start Building Credit: A Beginner's Guide



Use of the Key Secured Credit Card can help build your credit when the minimum payment is made by the due date, each month.

The creditor and issuer of this credit card is KeyBank N.A., pursuant to a license from Mastercard International Incorporated. Mastercard is a registered trademark, and the circles design is a trademark of Mastercard International Incorporated.

Subject to funds being appropriately deposited and credit approval.

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