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A strong credit history can help you on your financial path. Whether you’re ready to establish your credit history or want to improve it, a Key Secured Credit Card can help you make progress.


Introductory APR


Regular APR


Annual Fee


Late Payment Fee

Up to $37

Minimum Interest Charge



  • Secured by a minimum deposit greater than or equal to $300 in a Key Active Saver Account (up to $5,000).
  • Save while you build your credit*. Your deposit must be kept in a Key Active Saver® account - use it to secure your credit card and grow your savings.
  • Know you’re building your credit. Unlike prepaid or debit cards, this credit card reports your history to credit bureaus.
  • Keep making progress. We’ll review your account twice each year to determine if you meet the criteria to graduate to an unsecured credit card.
  • Stay secure. With our temporary lock security feature, you can easily use online or mobile banking to lock and unlock a misplaced credit card. You’ll have peace of mind, knowing your card can’t be used. Plus, you’ll gain time to find your card, potentially avoiding having to cancel it and open a new one.
  • Comes complete with contactless chip technology. Just tap and go® at more than a million merchants around the world – including grocery stores, fast-food restaurants, and more.

Exclusive Key Secured Credit Card Benefits

Enjoy these perks that come with being part of the Mastercard® network:

Protect Your Credit

Identity Theft Resolution Services

If you become the victim of identity theft, we are here to help you and provide:

  • Credit bureau notification
  • Credit card replacement
  • ID Theft Affidavit
  • Additional resolution services

Travel and Entertainment Assistance

Mastercard® Travel Services™

We provide exclusive travel benefits like hotel room upgrades, complimentary amenities and other valuable extras.

Credit Cards

Earn up to 2% Cash Back on Every Purchase. Open a Key Cashback Credit Card

Managing Debt

5 Credit Myths About Credit Scores

Let go of these common credit myths to stay on the path to financial well-being.

February 2017 5 Credit Myths About Credit Scores
Credit Card Calculators

See What It Takes to Pay Off Your Balance

Find out how long it will take to pay off your credit card balance and what you can adjust to meet your repayment goal.

See What It Takes to Pay Off Your Balance



Please see the cardmember agreement for rates and fees associated with this card.


Use of the Key Secured Credit Card can help build your credit when the minimum payment is made by the due date, each month.

The creditor and issuer of this credit card is KeyBank N.A., pursuant to a license from Mastercard International Incorporated. Mastercard and tap & go are registered trademarks, and the circles design is a trademark of Mastercard International Incorporated.

Subject to funds being appropriately deposited and credit approval.

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