KeyBank Latitude® Credit Card
Manage debt. Save money. Breathe easier.
Pay down debt with the KeyBank Latitude® credit card. Affordable rates give you the flexibility to pay for the things you need, while you manage your balance and budget over time.
Overview
Introductory APR | 0% for the first 15 billing cycles on purchases and balance transfers (balance transfers must be made in the first 60 days of account opening to qualify for the introductory APR). After that, your APR will be 9.99% to 19.99% based on your creditworthiness.1 |
---|---|
Regular APR |
Variable |
Annual Fee | $01 |
Balance Transfer Fee | $10.00 or 3% (effective 7/1, increase to 4%) of the amount of each transaction, whichever is greater. |
Late Payment Fee | Up to $39 (effective 7/1, increase to $40). |
Overdraft Protection Transfer Fee |
$10 |
Minimum Interest Charge |
$0.50 |
Features
- 0% APR interest rate for the first 15 billing cycles. After that, your APR will be 9.99% to 19.99% based on your creditworthiness.1
- Low continuing APR for purchases and balance transfers.
- Know your credit score. Opt in to view your FICO® Score anytime without impacting your credit score in KeyBank online and mobile banking.2
- Stay secure. With our temporary lock security feature, you can easily use online or mobile banking to lock and unlock a misplaced credit card. You’ll have peace of mind knowing your card can’t be used. Plus, you’ll gain time to find your card, potentially avoiding having to cancel it and open a new one.
Contactless – Just Tap and Go®.

Know your FICO® Score
Opt in to check your FICO® Score for free anytime in online and mobile banking. It’s quick, easy and won’t impact your credit score. To see if yours is available, sign on today.