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Open a line of credit to access when you need to, so you won’t have to apply for a new loan each time you have unexpected expenses, need overdraft protection, or need short-term financing for large purchases. It’s credit, simplified.

Overview

Interest Rate

Variable

Payments

Variable, principal plus interest

Loan Amount

$2,000 to $25,000

Flexible Payment Options

Yes

Annual Fee

$501

Collateral Needed

No

Manage in Online Banking

Yes

Features

  • Waived annual fee1
  • No collateral required
  • Competitive interest rates
  • Borrow up to your loan amount, repay, and borrow again
  • Can be used for overdraft protection with your KeyBank checking account2
  • Flexible payment options, including automatic payments
  • Many ways to access: online banking transfers, unlimited check writing, branch teller transactions

View KeyBank’s current Preferred Credit Line Agreement & Disclosure.

All credit products are subject to credit approval.

1

The annual fee is waived for the duration the account is open if you are an owner on a KeyBank deposit account at the time of origination. If you do not own a KeyBank Deposit Account, you will be charged a $50 annual fee. For Key Privilege Select, the overdraft advance fee is also waived.

2

Your credit line may not be used for overdraft protection on a KeyBank Hassle-Free Account®.

To apply, you must:

  • Be 18 years of age or older
  • Live within the following states: AK, CO, CT, ID, IN, MA, ME, MI, NY, OH, OR, PA, UT, VT, or WA
  • Agree to provide additional personal and business information, if requested, such as tax returns and financial statements
  • Certify that all information submitted in the application is true and correct
  • Authorize the bank and/or a credit bureau to investigate the information on the application

NMLS# 399797

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Tools & Resources

What to Bring With You to the Branch

March 2018

Call Us

1-800-KEY2YOU® (539-2968)

Clients using a TDD/TTY device:
1-800-539-8336

Clients using a relay service:
1-866-821-9126

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