KeyBank Preferred Credit Line
Revolving credit, so you’re always prepared.
Open a line of credit to access when you need to, so you won’t have to apply for a new loan each time you make a large purchase, home improvement or face unexpected expenses. It’s credit, simplified.
Variable, principal plus interest
$2,000 to $50,000
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- No collateral needed
- Borrow up to your loan amount, repay and borrow again
- Can be used for overdraft protection with your KeyBank checking account1
- Flexible payment options, including automatic payments
- Access your loan statements, check your balance and transfer funds with online banking
- Unlimited check writing
View KeyBank’s current Preferred Credit Line Agreement & Disclosure.
All credit products are subject to credit approval NMLS#399797.
Your credit line may not be used for overdraft protection on a KeyBank Hassle-Free Account.
To apply, you must:
- Be 18 years of age or older
- Live within the following states: AK, CO, CT, ID, IN, MA, ME, MI, NY, OH, OR, PA, UT, VT, or WA
- Agree to provide additional personal and business information, if requested, such as tax returns and financial statements
- Certify that all information submitted in the application is true and correct
- Authorize the bank and/or a credit bureau to investigate the information on the application