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Open a line of credit to access when you need to, so you won’t have to apply for a new loan each time you make a large purchase, home improvement or face unexpected expenses. It’s credit, simplified.

Overview

Interest Rate

Variable

Payments

Variable, principal plus interest

Loan Amount

$2,000 to $50,000

Flexible Payment Options

Yes

Annual Fee

$50

Collateral Needed

No

Manage in Online Banking

Yes

Features

  • No collateral needed
  • Borrow up to your loan amount, repay and borrow again
  • Can be used for overdraft protection with your KeyBank checking account1
  • Flexible payment options, including automatic payments
  • Access your loan statements, check your balance and transfer funds with online banking
  • Unlimited check writing

Disclosures

View KeyBank’s current Preferred Credit Line Agreement & Disclosure.

All credit products are subject to credit approval.

1

Your credit line may not be used for overdraft protection on a KeyBank Hassle-Free Account.

To apply, you must:

  • Be 18 years of age or older
  • Live within the following states: AK, CO, CT, ID, IN, MA, ME, MI, NY, OH, OR, PA, UT, VT, or WA
  • Agree to provide additional personal and business information, if requested, such as tax returns and financial statements
  • Certify that all information submitted in the application is true and correct
  • Authorize the bank and/or a credit bureau to investigate the information on the application
Borrowing

Find the right borrowing approach.

Explore options that fit your financial life.

Explore options that fit your financial life.
Managing Debt

Take Control with Debt Consolidation

Make a plan to manage your debt — and consider consolidation as a tool to help you do it.

January 2018 Take Control with Debt Consolidation
Online & Mobile Banking

Simplify Your Banking with 24/7 Account Access

March 2018 Simplify Your Banking with 24/7 Account Access

Call Us

1-800-KEY2YOU®

TDD/TTY (Hearing Impaired):
1-800-539-8336

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