KeyBank Preferred Credit Line
Quick credit to cover the unexpected.
Open a line of credit to access when you need to, so you won’t have to apply for a new loan each time you have unexpected expenses, need overdraft protection, or need short-term financing for large purchases. It’s credit, simplified.
Variable, principal plus interest
|Loan Amount|| |
$2,000 to $25,000
|Flexible Payment Options||
|Annual Fee|| |
|Manage in Online Banking||
- Waived annual fee1
- No collateral required
- Competitive interest rates
- Borrow up to your loan amount, repay, and borrow again
- Can be used for overdraft protection with your KeyBank checking account2
- Flexible payment options, including automatic payments
- Many ways to access: online banking transfers, unlimited check writing, branch teller transactions
View KeyBank’s current Preferred Credit Line Agreement & Disclosure.
All credit products are subject to credit approval.
The annual fee is waived for the duration the account is open if you are an owner on a KeyBank deposit account at the time of origination. If you do not own a KeyBank Deposit Account, you will be charged a $50 annual fee. For Key Privilege Select, the overdraft advance fee is also waived.
Your credit line may not be used for overdraft protection on a KeyBank Hassle-Free Account®.
To apply, you must:
- Be 18 years of age or older
- Live within the following states: AK, CO, CT, ID, IN, MA, ME, MI, NY, OH, OR, PA, UT, VT, or WA
- Agree to provide additional personal and business information, if requested, such as tax returns and financial statements
- Certify that all information submitted in the application is true and correct
- Authorize the bank and/or a credit bureau to investigate the information on the application