KeyBank Personal Loans & Lines of Credit

Stolen credit card report

24-Hours Online Banking and Bill Pay
Hand holding a dollar sign icon

Debt Consolidation Calculator
checklist icon

Loan Checklists

Go back to Compare Personal Loans

KeyBank Secured Personal Loan

From jet skis to ATVs, KeyBank can help you get the financing you need.

You've earned the personal time to relax or pursue your hobbies, and it's only right that you spend it the best way possible. Fund your fun with a smart and affordable secured personal loan from KeyBank. The best time to do it is before you shop. When you walk into a showroom with your loan squared away, you save time and already know how much you can spend - so you can negotiate like a cash buyer.

Get flexible financing with a collateral loan.

  • Minimum loan amount $5,000
  • Competitive fixed and variable rates
  • Same day approval*
  • Access loan information and make payments through Online Banking
  • Earn 15,000 KeyBank Relationship Rewards® points for opening a new Secured Personal Loan† and expanding your relationship with KeyBank.

A secured personal loan with great options.

You can decide how to secure your loan. If you don’t want to use your savings, secure your loan using CDs, savings or investments. You can do so without withdrawing those funds, avoiding possible penalties or losses, so you’ll be able to keep your financial plan on track.

Open your KeyBank Secured Personal Loan today!

Visit a Branch

* All credit products are subject to credit approval.

† Your checking account must be enrolled in KeyBank Relationship Rewards prior to account opening to qualify for points. If you choose to enroll your KeyBank checking account in the Relationship Rewards program, there may be an annual fee based on the type of checking account that is enrolled. Point values earned for Activities, Bonus Activities and for opening, signing up for or being approved for a Relationship Product are subject to change. See the KeyBank Rewards Terms and Conditions for full details which may be found at key.com/rewards.

Point values earned for Activities, Bonus Activities and for opening, signing up for or being approved for a Relationship Product are subject to change. There is a monthly cap of 1,500 points for Activity Point categories.

1 Fees may apply for this service.

To apply, you must:

  • Be 18 years of age or older
  • Live within the following states: AK, CO, CT, ID, IN, MA, ME, MI, NY, OH, OR, PA, UT, VT, or WA
  • Agree to provide additional personal and business information, if requested, such as tax returns and financial statements
  • Certify that all information submitted in the application is true and correct
  • Authorize the bank and/or a credit bureau to investigate the information on the application