Online Banking

 

Online Banking Service Comparison


Online Banking

Accounts Supported

Checking, Money Market, Savings, Certificate of Deposit, Retirement, Credit Card, Overdraft Protection, Installment and Commercial Loan, Retail and Commercial Line of Credit, Investment Management and Trust, Investment and Retirement Investment accounts.

Checking, Money Market, Overdraft Protection, and Savings accounts are supported.

Balance and Transactions

  • Up-to-the minute balance, pending, and cleared transactions information
  • Balance as of the prior business day for Credit Card
  • Balance and account activity as of the prior business day.
  • Automatically enters banking activity into your software's online check register. Items can be easily categorized for budgeting and detailed reporting.
  • Information is refreshed Tuesday-Saturday after 9:00 a.m. ET.

Bill Payment

  • Balance and account activity as of the prior business day.
  • Automatically enters banking activity into your software's online check register. Items can be easily categorized for budgeting and detailed reporting.
  • Information is refreshed Tuesday-Saturday after 9:00 a.m. ET.

Automatic updates to your online check register, categorize the type of payment, schedule one time* or recurring monthly payments and the funds aren't debited from your account until the merchant receives your payment.

Funds Transfer

Transfers initiated on a business day between KeyBank accounts prior to 7 p.m. local time are processed the same day.

For external transfers (transfers between a KeyBank account and an account at another financial institution) using ACH, if your KeyBank account is the debited account, the amount withdrawn will appear immediately. Credits to your KeyBank account from an external Financial Institution may take up to 4 business days to process.

Transfers between Key accounts submitted before 6 p.m. ET Monday through Friday, will be processed the same day. Transfers to overdraft protection are not permitted.

Reporting

  • Budget Management hosts a wide variety of categorization and budget tracking related reports, charts and graphs
  • Categories can be added to your transactions within from the Account Details page

The easiest way to organize and manage all your finances in one place. Create a budget, track income and expenses, view a wide variety of reports and graphs, or create customized reports.

Security

Provide 128-bit encrypted sessions by using the latest state-of-the-art technology such as firewalls, routers, and various encryption methods.

Requires browser support of 128-bit encryption.

Additional Service Requests

  • View Online Statements and cleared checks, receive Alerts, download transactions, place stop payments, change your address, and re-order checks
  • Responses to email through Online Banking are given within 1 business day
  • Download transactions is available for Quicken and QuickBooks
  • Secure emails are sent through the software with an average response time of 48 hours

System Requirements

Windows 95, 98, 2000 or NT: At least a 486 Processor, 16MB of RAM and 14.4 modem

Macintosh®: At least a Power PC, Mac OS 8.1, 32 MB RAM with Virtual Memory on 56 Kbps Modem.

Browser: Internet Explorer 7.0 or higher,  Firefox 2.0 or higher, or Chrome 16.0 or higher. Must support 128-bit Secure Socket Layer (SSL) encryption. Browser set to accept cookies

Windows 95, 98, 2000 or NT: Quicken®, QuickBooks®

Macintosh®: Quicken®, QuickBooks®.

Browser: Quicken®, QuickBooks®

Fees/Pricing

Free Online Banking service

Enrollment

Requirements include a Key account, Social Security/Tax ID Number, last 4 digits of your ATM / Debit Card Number (for faster enrollment), and your email address.


Requirements include a qualified Key checking account, Social Security/Tax ID Number and Quicken or QuickBooks software.