Join nearly 15,000 of your teammates who bank with Key.

Open a KeyBank checking account today.

Why Employees Bank With Us

  • Fast, secure direct deposit
  • Waived overdraft transfer fees*
  • Waived monthly maintenance fee with minimum direct deposit for Key Advantage, Key Privilege Checking and Key Privilege Select Checking
  • Lower relationship balance minimums to waive the monthly maintenance fee for Key Privilege Checking and Key Privilege Select Checking

Open Your KeyBank Checking Account In About 5 Minutes

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Key Smart Checking®

Simple checking account with no monthly maintenance fee

  • No monthly maintenance fee, no minimum balance
  • Paper checks and every digital feature

Rates & Fees

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  • $0

    Monthly Maintenance Fee

  • No

    Interest Bearing
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Key Advantage Checking®

Earn interest and avoid fees

  • Interest bearing
  • Discounts on checks
Rates & Fees
  • $183

    Waivable Monthly Maintenance Fee

  • Yes

    Interest Bearing

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Key Privilege Checking®

Preferred pricing and great benefits

  • Relationship rates and discounts
  • Automatic daily sweeps to savings
Rates & Fees
  • $253

    Waivable Monthly Maintenance Fee

  • Yes

    Interest Bearing
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Key Privilege Select Checking®

Financial management and our best standard rate

  • Premium management and investing services
  • Relationship rates and discounts
Rates & Fees
  • $503

    Waivable Monthly Maintenance Fee

  • Yes

    Interest Bearing
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KeyBank Hassle-Free Account®

Checkless account with no monthly maintenance fees

  • No monthly maintenance fees, no minimum balance

Rates & Fees

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  • $0

    Monthly Maintenance Fee

  • No

    Interest Bearing
*

OD Transfer Fee: overdraft protection transfer fees, sometimes called Overdraft Advance Fees, are waived for employees with any KeyBank account linkage (savings, line of credit, home equity line of credit, or credit card). Non-employee customers receive free overdraft protection transfers if using KeyBank savings accounts; all other accounts are charged a $10 fee.

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To avoid Monthly Maintenance Fees...

  • To avoid the $18 monthly maintenance fee for Key Advantage Checking® Account, meet any of the following requirements:
    1. Any combination of balances from your KeyBank checking, savings deposit, certificates of deposit, retirement deposits, investment** (including annuity balances reflected on your KIS account statement) and credit accounts was $10,000.00 or more.
    2. You have a KeyBank originated mortgage and you have automatic payment deducted via ACH deducting $500.00 or more from your Key Advantage Checking account during a statement cycle. If your mortgage automatic payment deduction plan should be discontinued, you may be subject to the combined balance requirements to avoid the monthly maintenance fee.
    3. You are a KeyCorp employee and you have direct deposits totaling $1000.00 or more credited to your Key Advantage Checking account during a statement cycle. If you leave KeyCorp and direct deposits are discontinued, you may be subject to the combined balance requirement to avoid the monthly maintenance fee. (This option is also available for Key@Work program members.)
  • To avoid the $25 monthly maintenance fee for Key Privilege Checking® Account, meet any of the following requirements:
    1. You maintain a combined balance of $25,000 ($10,000 for a KeyCorp employee) or more in any combination of deposit, investment** and credit accounts.
    2. You have a mortgage originated through KeyBank and you have an automatic payment deduction plan via ACH deducting $500 or more from your Key Privilege Checking Account during a statement cycle. If your mortgage automatic payment deduction plan should be discontinued, you may be subject to the combined balance requirements to avoid the maintenance fees.
    3. You are a KeyCorp employee and you have direct deposits totaling at least $2,500.00 or more credited to this Account during a statement period. If you leave KeyCorp and direct deposits stop, you may be subject to the combined balance requirement to avoid the monthly maintenance fee. (This option is also available for Key@Work program members.)
  • To avoid the $50 monthly maintenance fee for Key Privilege Select Checking® Account, you must maintain a minimum of $100,000 ($25,000 for a KeyCorp employee) in combined relationship balances (sweep investment, deposits and investment** [including annuity balances reflected on your KIS account statement]) each statement cycle OR be a KeyCorp employee and have a total of at least $5,000 in direct deposits each statement cycle credited to this Account. If you leave KeyCorp and direct deposits are discontinued, you may be subject to the $100,000 combined balance requirement to avoid the monthly maintenance fee. (The direct deposit option is also available for Key@Work program members.)
**

Investment products are offered through Key Investment Services LLC (KIS), member FINRA/SIPC and SEC-registered investment advisor. Insurance products are offered through KeyCorp Insurance Agency USA, Inc. (KIA). KIS and KIA are affiliated with KeyBank National Association (KeyBank).

Investment and insurance products made available through KIS and KIA are:

NOT FDIC INSURED NOT BANK GUARANTEED MAY LOSE VALUE NOT A DEPOSIT NOT INSURED BY ANY FEDERAL OR STATE GOVERNMENT AGENCY

KIS, KIA and KeyBank are separate entities, and when you buy or sell securities and insurance products you are doing business with KIS and/or KIA, and not KeyBank.

call us

Call Us

1-800-KEY2YOU® (539-2968)

Clients using a TDD/TTY device:
1-800-539-8336

Clients using a relay service:
1-866-821-9126

Schedule and Appointment

Schedule an Appointment

Talk to a Branch Manager in your neighborhood.

Schedule an appointment now

Go

Find a Branch or ATM

call us

Call Us

1-800-KEY2YOU® (539-2968)

Clients using a TDD/TTY device:
1-800-539-8336

Clients using a relay service:
1-866-821-9126

Schedule and Appointment

Schedule an Appointment

Talk to a Branch Manager in your neighborhood.

Schedule an appointment now