Please read our Agreements and Disclosures. If you opened your deposit account online within the last 90 days, you may also review the original agreements and disclosures provided to you.

The following requirements must be met in order to waive the monthly maintenance fee on each type of savings account listed in the chart above:

The $4.00 monthly maintenance fee for Key Active Saver Account will be waived if the following requirement is met:

• There is no monthly maintenance fee if you are an owner on a KeyBank consumer checking account (including the KeyBank Hassle-Free Account^®), otherwise the fee will be $4.00.

The $18.00 monthly maintenance fee for Key Gold Money Market Savings Account will be waived if both of the following requirements are met:

• The Daily Balance is $25,000.00 or more during the monthly statement period AND
• Maintain a KeyBank consumer relationship package checking account.

The $12.00 monthly maintenance fee for Key Silver Money Market Savings Account will be waived if at least one of the following requirements is met:

• Currently have or open a Key Advantage^®, Key Privilege^® or Key Privilege Select^® checking account
• The minimum daily balance is $5,000.00 or more during the monthly statement cycle
• A monthly direct deposit of at least $25.00 is credited to your Key Silver Money Market Savings Account during the monthly statement cycle
• A recurring monthly online banking transfer of $25.00 or more from another KeyBank deposit account is transferred to the Key Silver Money Market Savings Account during the monthly statement cycle.

Subject to the terms of the Savings Overdraft Protection Agreement.

The $50 minimum opening deposit must come from funds not currently held in accounts at KeyBank or its affiliates and will be eligible for promotional rates.

This minimum opening deposit must come from funds not currently held in accounts at KeyBank or its affiliates. If you close your account within 180 days, you will be charged an account early closure fee.