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When you want to make the most of your savings, use Key’s tiered CDs to earn a great fixed rate for the life of your CD. Whether that’s six months to 10 years, or somewhere in between, you can schedule your terms to fit your savings goals.


Overview of product features.
Promotional Rate Annual Percentage Yield 14-month Tiered CD with Relationship Rewards* up to $99,999.99
Minimum Opening Deposit


Term until Maturity

Six months to 10 years

Interest Compound Method

Compounded daily
Relationship interest rate incentive may be available2


  • Earn higher interest rates than traditional savings or shorter-term CDs
  • CD rates and terms are fixed for the term of the account
  • FDIC-insured3

Key Tiered CD with Relationship Rewards

Qualify for Relationship Rewards interest rates2 when paired with a Key Advantage Checking®, Key Privilege Checking®, or Key Privilege Select Checking® account.

Please read our Agreements and Disclosures. If you opened your deposit account online within the last 90 days, you may also review the original agreements and disclosures provided to you.

Fees may reduce earnings on the account.

A penalty will be imposed for early withdrawal.


For a Key Tiered CD, a minimum deposit of $10,000 in funds not currently held in accounts at KeyBank or its affiliates is required. Promotional Rate and APY offers are limited to one CD account per promotional term per client.


This is also the minimum required to roll over the account once it matures.


Eligible for additional Relationship Rewards interest rate incentive for clients who have a Key Advantage, Key Privilege, or Key Privilege Select account.


Deposit balances are insured up to the maximum allowable limit.

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