Managing Your Money

Co-signing a loan shouldn't be taken lightly; your name will be on the legal documents and you'll be financially obligated to pay back the loan if the borrower isn't able to.

If you feel out of control of your finances or as though you aren't reaching your financial goals, it's time to manage your money by creating a financial plan.

Here's how you can adopt a frugal mindset, think positively while you save, and take the reins in your relationship with money.

Here's how personal loans work and what they're most commonly used for.

Budgeting is essential to any family's financial health, and family finance planning should involve both parents and children so that you can reach your goals together.

Most incoming college students don't have the necessary income or credit to take out a private student loan themselves, being their student loan cosigner can be a great strategy to help pay for college.

Some people like to keep cash easily accessible to pay bills and in case of emergencies, but leaving too much cash in a checking account means that you're missing out on earning interest.

Budgeting is one of the most powerful steps you can take to gain control of your finances. Adopting a straightforward method, such as a 50-30-20 budget, is a great way to begin.

Did you remember to deposit money into your account or will your card be declined? With overdraft protection, this fear will be a thing of the past.

It's vital to know how to prepare for a natural disaster — including financially.

Calculating net worth gives you a clear picture of your finances and shows how your assets and debts balance out. It can help you decide if you're on track financially or if you need to change course.

When you earn more, it can be tempting to spend more, too, and that means less money going into savings and investments.