Your checking account should get you where you want to be. It’s your account and you should be in control. That’s why we give you choices with a range of options, from interest-bearing accounts to free checking — like our Key Smart Checking®.2 Here, there’s nothing standing between you and how you want to spend your money.
Get more from your checking account, every day. KeyBank checking accounts give you secure online and mobile banking with mobile check deposit, a KeyBank Debit Mastercard® with chip security, and access to more than 1,400 KeyBank ATMs and 1,100 branches. So you always have what you need, when you need it.
Simple checking account with no monthly maintenance fee
Earn interest and avoid fees
Preferred pricing and great benefits
Key Smart Checking is the basic banking account in New York. For all accounts, other miscellaneous charges apply. If you close your account within 180 days of account opening, you will be charged a $25.00 account early closure fee.
A $10 minimum deposit is required to open this account. There is no monthly maintenance fee for this account. Other fees may apply.
No surcharge at KeyBank ATMs. No surcharge at Allpoint ATMs when using your KeyBank debit card on an eligible account type. With the exception of the KeyBank Hassle-Free Account®, all clients in KeyBank’s personal checking products are eligible for Allpoint when they use their KeyBank Debit Mastercard®. Savings, Business and Hassle-Free accounts are not eligible for Allpoint.
To avoid Maintenance Service Charges...
Insurance products are offered through KeyCorp Insurance Agency USA, Inc. (KIA). KIS and KIA are affiliated with KeyBank National Association (KeyBank).
Investment and insurance products made available through KIS and KIA are:
KIS and KeyBank are separate entities, and when you buy or sell securities you are doing business with KIS and not KeyBank.
Mastercard and the Mastercard Brand Mark are registered trademarks of Mastercard International Incorporated.