Key Smart Checking®
Don’t let a bank come between you and your money.
If monthly fees, minimum balance requirements and transaction minimums don’t get you anywhere but behind, open a simple checking account with no monthly maintenance fee. Key Smart Checking® is a free basic checking account for everyday needs that puts you in control and stays out of the way, because a bank should never come between you and your money.1
|Waivable Monthly Maintenance Fee||
|Minimum Balance Requirement||
|Overdraft Protection Transfer Fee||
$0 Transfer Fee when linking a savings or eligible credit product to your checking account
|Minimum Opening Deposit||
Yes. Order checks now.
|No Fee ATMs||
$0 KeyBank and Allpoint® ATM access nationwide with your KeyBank Debit Mastercard®
Benefits with Every Checking Account
Key Coverage ZoneSM
With Key Coverage Zone, if the unexpected happens and your account’s overdrawn by $20 or less at the end of the day, you won’t see an overdraft fee from KeyBank.
A $10 minimum deposit is required to open a Key Smart Checking. If you close your account within 180 days of account opening, you will be charged a $25.00 account early closure fee. Other miscellaneous charges apply.
Mastercard and the Mastercard Brand Mark are registered trademarks of Mastercard International Incorporated.
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