your line of credit is ready to use.

see your available limit and get started in online and mobile banking.

Your KeyBank preferred credit line is a great way to protect your checking account from overdrafts.1 But did you know you can also use it anytime for any expenses that come up? The interest rate on your line is typically lower than most credit cards and is easy to access in online and mobile banking.

The money you need, when you need it.

Use your credit line for

  • Short-term financing of large purchases, instead of high-interest credit cards
  • Home improvement updates, so you can save your home equity for larger projects
  • Consolidating credit card balances when you can take advantage of a lower rate

Ways to use your credit line

  • Sign on to online and mobile banking to see your account and make immediate transfers.
  • Write a check from your account. Need to order checks?
  • Take out cash at a nearby branch.

All credit products are subject to credit approval.


Your credit line may not be used for overdraft protection on a KeyBank Hassle-Free Account®.