All KeyBank savings accounts feature these benefits:

Stolen credit card report

24-Hours Online Banking and Bill Pay
ATM access

Access to 1,500+ ATMs Nationwide
mobile banking

Mobile Banking

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Account overview

A basic savings account for people who want to increase their savings while avoiding fees.

For those who can save
at least $25 a month or
have savings of $5,000

For those with savings of $25,000 or more

An account with tax-free
withdrawals to pay for qualified
medical expenses

For kids younger than 18

Monthly maintenance fee 1

$4

$12

$18

$2.50

with direct deposit and balance less than $500

$5

without direct deposit and balance of less than $500

$0

Ways to avoid Monthly Maintenance fee

$300

Daily Balance OR at least a $5 monthly direct deposit or recurring monthly transfer from one Key account to another Key account OR Financial Wellness Score of at least 1.

$5,000

(OR $25 deposited per month)

$25,000

$500

$0

Relationship Rewards product points

5,000†

15,000†

Balances qualify for relationship balances

Key Saver Personal Savings Account has Relationship Rewards product points.Key Saver Personal Savings Account has Relationship Rewards product points.Key Saver Personal Savings Account has Relationship Rewards product points.Key Saver Personal Savings Account has Relationship Rewards product points.

Account can be used for Checking Overdraft Protection *

Key Saver Personal Savings Account has Relationship Rewards product points.Key Saver Personal Savings Account has Relationship Rewards product points.Key Saver Personal Savings Account has Relationship Rewards product points.

Mobile Deposit

Key Saver Personal Savings Account has mobile check depositKey Saver Personal Savings Account has mobile check depositKey Saver Personal Savings Account has mobile check deposithas mobile check depositKey Saver Personal Savings Account has mobile check deposit
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Please read our Agreements and Disclosures. If you opened your deposit account online within the last 90 days, you may also review the original agreements and disclosures provided to you.

* Subject to the terms of the Savings Overdraft Protection Agreement.

1 The following requirements must be met in order to waive the monthly Maintenance Service Charge on each type of savings account listed in the chart above:

The $4.00 monthly Maintenance Service Charge for Key Active Saver Account will be waived if one of the following requirements is met:

  • Keep a Daily Balance of $300.00 or more during the month.
  • Make a monthly direct deposit of at least $5.00 in your Key Active Saver Account.
  • Set up a recurring monthly online banking transfer of $5.00 or more from another KeyBank deposit account to your Key Active Saver Account.
  • Full enrollment in KeyBank's HelloWallet program with a Financial Wellness Score greater than zero (0).

The $12.00 monthly Maintenance Service Charge for Key Silver Money Market Savings® Account will be waived if one of the following requirements is met:

  • The Minimum Daily Balance is $5000.00 or more during the monthly statement cycle.
  • A monthly direct deposit of at least $25.00 is credited to your Key Silver Money Market Savings® Account during the monthly statement cycle.
  • A recurring monthly online banking transfer of $25.00 or more from another KeyBank deposit account is transferred to your Key Silver Money Market Savings® Account during the monthly statement cycle.
  • You must also either currently have or open a Key Advantage®, Key Privilege® Checking or Key Privilege Select® Checking Account to be eligible.

The $18.00 monthly Maintenance Service Charge for Key Gold Money Market Savings® Account will be waived if both of the following requirements are met:

  • The Daily Balance is $25,000.00 or more during the monthly statement period AND
  • Maintain a KeyBank consumer relationship package checking account.

There is no monthly Maintenance Service Charge for KEY4KIDS®.

† Your checking account must be enrolled in KeyBank Relationship Rewards prior to account opening to qualify for points.

Point values earned for Activities, Bonus Activities and for opening, signing up for or being approved for a Relationship Product are subject to change. There is a monthly cap of 1,500 points for Activity Point categories.