Helpful Calculators
These tools can help you make good financial decisions
Saving for a College Education
Get Rewarded
Our KeyBank Relationship Rewards program rewards you for your everyday banking activities.
Personal Savings Accounts
KeyBank offers a wide range of FDIC-Insured² personal savings accounts, money market savings accounts, and health savings accounts. From a Key Saver Savings Account that provides hassle-free savings, to Key Gold Money Market Savings and Silver Money Market Savings® Accounts that offer competitive savings account interest rates and yield on liquid savings, to a Key4Kids® Savings Account for children under 18, KeyBank has the personal savings accounts and solutions you need to meet your personal financial goals. Bank online, or at your local branch, at your convenience with a personal savings account.
Key Saver Personal Savings Account
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Open an FDIC Insured Key Saver Savings Account with a starting deposit of as little as $50. This basic savings account includes Online Banking and access to nearly 1,300 ATMs. Benefits
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Key Silver Money Market Savings Account
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Earn higher interest rates on higher balances with a Key Silver Money Market Savings® Account. Use Online Banking to manage your account and you can access your money using Key's extensive ATM network. Benefits
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Key Gold Money Market Savings Account
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You're saving for the future. As your savings grow, so should your interest rates. Open a Key Gold Money Market Savings® Account and get competitive rates that reward you for working toward your financial goals. Benefits
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Health Savings Account (HSA)
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The Health Savings Account is designed to help you pay for current and save for future qualified medical expenses on a tax-advantaged basis.
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Key4Kids - Savings Account for Kids
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Key4Kids Savings Account helps your child keep track of their expenses and learn money management. Benefits
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Please read our Agreements and Disclosures. If you opened your deposit account online within the last 90 days, you may also review the original agreements and disclosures provided to you.
* Subject to the terms of the Savings Overdraft Protection Agreement.
1 The following requirements must be met in order to waive the monthly Maintenance Service Charge on each type of savings account listed in the chart above:
To waive the $4.00 monthly Maintenance Service Charge for Key Saver a minimum daily balance of $300.00 is required.
There is no $12.00 monthly Maintenance Service Charge for Key Silver Money Market Savings if one of the following requirements is met:
- The Daily Balance was $5000.00 or more during the monthly statement cycle.
- A monthly direct deposit of at least $25.00 is credited to your Key Silver Money Market Savings Account during the monthly statement cycle.
- A recurring monthly online banking transfer of $25.00 or more from another KeyBank deposit account is transferred to your Key Silver Money Market Savings Account during the monthly statement cycle.
- Maintain a KeyBank personal relationship package checking account.
The $18.00 monthly Maintenance Service Charge for Key Gold Money Market Savings will be waived if both of the following requirements are met:
- The Daily Balance is $30000.00 or more during the monthly statement period AND
- Maintain a KeyBank consumer relationship package checking account.
There is no monthly Maintenance Service Charge for Key4Kids.
2 Deposits are insured up to the maximum allowable limit.
**Relationship means either you have another KeyBank checking account or your employer has a KeyBank business checking account and has signed the KeyBank Health Savings Account Employer Referral Agreement
† Your checking account must be enrolled in KeyBank Relationship Rewards prior to account opening to qualify for points.
Point values earned for Activities, Bonus Activities and for opening, signing up for or being approved for a Relationship Product are subject to change. There is a monthly cap of 1,500 points for Activity Point categories.
KeyBank is Member FDIC.