Compare Savings Accounts
Open in minutes and start saving today.
Save more and reach your goals with a KeyBank savings account. With everything from high-interest savings to emergency savings accounts, we've got options to meet your needs. Plus, you can link your new account to your checking account and use EasyUp® to make saving part of your daily routine.
Key Active Saver® Account 1 of 5
Start saving with just $10.
- Waive the monthly maintenance fee2
- Set up automatic savings with EasyUp
Key Silver Money Market Savings® Account Account 2 of 5
Grow your savings
- Gain an interest boost when your balance hits $5,000 or more
- Several ways to waive the monthly maintenance fee2
Key Gold Money Market Savings® Account Account 3 of 5
Higher balances earn higher interest
- Higher interest rates on balances $25,000 and above to help grow your savings even faster
- Easy access to your money at your local branch or ATM
Health Savings Account (HSA) Account 4 of 5
Tax-free savings for qualifying medical expenses
- Contributions can be made by you or your employer
- Withdraw funds tax-free to pay for qualified healthcare costs
Please read our Agreements and Disclosures. If you opened your deposit account online within the last 90 days, you may also review the original agreements and disclosures provided to you.
Subject to the terms of the Savings Overdraft Protection Agreement.
The following requirements must be met in order to waive the monthly Maintenance Service Charge on each type of savings account listed in the chart above:
The $4.00 monthly Maintenance Service Charge for Key Active Saver Account will be waived if the following requirement is met:
- There is no monthly Maintenance Service Charge if you are an owner on a KeyBank consumer checking account (including the KeyBank Hassle-Free Account®), otherwise the fee will be $4.00.
The $18.00 monthly Maintenance Service Charge for Key Gold Money Market Savings Account will be waived if both of the following requirements are met:
- The Daily Balance is $25,000.00 or more during the monthly statement period AND
- Maintain a KeyBank consumer relationship package checking account.
The $12.00 monthly Maintenance Service Charge for Key Silver Money Market Savings Account will be waived if at least one of the following requirements is met:
- Currently have or open a Key Advantage®, Key Privilege® or Key Privilege Select® checking account
- The minimum daily balance is $5,000.00 or more during the monthly statement cycle
- A monthly direct deposit of at least $25.00 is credited to your Key Silver Money Market Savings Account during the monthly statement cycle
- A recurring monthly online banking transfer of $25.00 or more from another KeyBank deposit account is transferred to the Key Silver Money Market Savings Account during the monthly statement cycle.
The $2.50 or $5.00 monthly Maintenance Service Charge for Health Savings Account will be waived if both of the following requirements are met:
- The Monthly Daily Balance is $500.00 or more during the monthly statement period AND
- Direct deposit is established.
There is no monthly Maintenance Service Charge for KEY4KIDS®.
The $5,000 minimum opening deposit must come from funds not currently held in accounts at KeyBank or its affiliates and will be eligible for promotional rates.
This minimum opening deposit must come from funds not currently held in accounts at KeyBank or its affiliates. If you close your account within 180 days, you will be charged an account early closure fee.