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With easy online banking and a chip secure debit card for every account, plus accounts with options to waive fees, earn interest and gain relationship banking rates, you can be sure that whichever new checking account you choose, it has features that fit your life.
Find the checking account benefits and features that work for you.
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Checkless account without transaction fees
Basic checking for everyday use
Interest bearing with waivable fees
Flexibility, interest and preferred pricing
Premier checking with excellent rates
Banking basics for students
If you close your account within 180 days of account opening, you will be charged a $25.00 account early closure fee. Other miscellaneous charges apply.
Key Express Checking is the basic banking account in New York.
There may be an annual fee for the KeyBank Relationship Rewards program based on the type of checking account you have.
There is no monthly Maintenance Service Charge if any of the following requirements are met:
- The combined balance in any combination of KeyBank checking and savings deposit accounts, certificates of deposit, retirement deposits, investment account* (including annuity balances reflected on your KIS account statement) and credit accounts was $10,000.00 or more.
- You have a mortgage originated through KeyBank and you have an automatic payment deduction plan via ACH deducting $500.00 or more from your Key Advantage Money Market Checking Account during a statement cycle. If your mortgage automatic payment deduction plan should be discontinued, you may be subject to the combined balance requirements to avoid the monthly Maintenance Service Charge.
- You are a Key@Work program member and you have direct deposits totaling $1000.00 or more credited to your Key Advantage Money Market Checking Account during a statement cycle. If you should leave your current employer and direct deposits have been discontinued, you may be subject to the combined balance requirement to avoid the monthly Maintenance Service Charge until direct deposits are reinstated by your new employer.
To avoid the $25 monthly Maintenance Service Charge for Key Privilege Checking®, you must maintain a minimum of $25,000 in combined relationship balances (deposit, investment (including annuity balances reflected on your KIS account statement) and credit) each statement cycle OR have a KeyBank mortgage automatic payment deduction of $500 or more each statement cycle OR, if you are a Key@Work program member, have at least $2,500 in cumulative direct deposits each statement cycle.
To avoid the $50 monthly Maintenance Service Charge for Key Privilege Select Checking®, you must maintain a minimum of $100,000 in combined relationship balances (sweep investment, deposit and investment (including annuity balances reflected on your KIS account statement)) each statement cycle OR, if you are a Key@Work program member, have at least $5,000 in cumulative direct deposits each statement cycle.
Bank and trust products from KeyBank National Association, Member FDIC and Equal Housing Lender.