Key Privilege Select Checking®
Our most rewarding account.
Financial management services come with the territory. So does preferred pricing, daily sweeps and great benefits.
Overview
| Waivable Monthly Maintenance Fee | $50 or $01 2 |
|---|---|
| Annual Percentage Yield |
Variable |
| No Fee ATMs |
$0 KeyBank and Allpoint® ATM access nationwide with your KeyBank Debit Mastercard® |
| ATM Fee Rebates |
Unlimited rebates of fees charged by out-of-network ATMs3 |
| Overdraft Protection Transfer Fee | $0 Transfer Fee when linking a savings or eligible credit product to your checking account |
Features
See the difference financial management makes
Premium financial management services for banking and investing, so you have everything you need to plan your next move.
Waive the monthly maintenance fee
No fee when you have at least $100,000 in combined Key account balances.1 2
Save more with daily sweeps
Automatic daily sweeps to an FDIC-insured savings deposit account ensure your money’s always earning interest.
See the big picture
Get all your information, all in one place. Your monthly comprehensive relationship statement gives detailed views of your accounts and investments. Managing your money has never been so easy.
Free checks
Never pay for your standard checks.
Benefits with Every Checking Account
Key Coverage ZoneSM
With Key Coverage Zone, if the unexpected happens and your account’s overdrawn by $20 or less at the end of the day, you won’t see an overdraft fee from KeyBank.
To avoid the $50 monthly maintenance fee, you must maintain a minimum of $100,000 in combined relationship balances (sweep investment, deposits and investment [including annuity balances reflected on your KIS account statement]) each statement cycle OR be a Key@Work program member and have a total of at least $5,000 in direct deposits each statement cycle credited to this Account.
Investment products are offered through Key Investment Services LLC (KIS), member FINRA/SIPC and SEC-registered investment advisor. Insurance products are offered through KeyCorp Insurance Agency USA, Inc. (KIA). KIS and KIA are affiliated with KeyBank National Association (KeyBank).
Investment and insurance products made available through KIS and KIA are:
KIS, KIA and KeyBank are separate entities, and when you buy or sell securities and insurance products you are doing business with KIS and/or KIA, and not KeyBank.
Key Privilege Select Checking® account holders with a debit card will receive a refund of other bank’s ATM cash withdrawal surcharges when the withdrawals are made with any KeyBank Debit Mastercard®. The refunds do not apply when the withdrawals are made with a KeyBank ATM Card. The surcharge refund will be credited monthly to your Key Privilege Select Checking account and will be reflected on your Account statement. Transactions eligible for reimbursement will begin with those made no later than 60 days after qualifications have been met. If you close your Account, you will not be refunded for other bank’s surcharges assessed for cash withdrawal(s) you made at other bank’s ATMs during the period between your last Account statement cycle date and your Account closing date.
Mastercard and the Mastercard Brand Mark are registered trademarks of Mastercard International Incorporated.
Please read our Agreements and Disclosures. If you opened your deposit account online within the last 90 days, you may also review the original agreements and disclosures provided to you.
