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Unsecured Home Improvement Loan
Your affordable solution for any home makeover project. If you don’t have enough equity or prefer not to use a high-interest credit card to turn your house into the home of your dreams, we have the answer. A KeyBank Unsecured Home Improvement Loan1 is a fixed-rate loan that requires no collateral when loan proceeds are used for home improvements.
Whether it’s a new driveway, roof, patio, windows, kitchen remodel, or HVAC system, you can finance your improvements without tapping into your home equity. To help you maintain your financial wellness while tackling your project, we offer competitive rates to help keep you on get.
Advantages of an Unsecured Home Improvement Loan
- No equity required
- Low/competitive interest rates
- No appraisal or third-party inspections
- Borrow as little as $5,000
- Financing terms up to 60 months
- Easy application process
- Eligible to earn KeyBank Relationship Rewards® points2
Apply for a loan today.
1 All credit products are subject to credit approval.
2 Your checking account must be enrolled in KeyBank Relationship Rewards prior to account opening to qualify for points.
Point values earned for Activities, Bonus Activities and for opening, signing up for or being approved for a Relationship Product are subject to change. There is a monthly cap of 1,500 points for Activity Point categories.
To apply, you must:
- Be 18 years of age or older
- Live within the following states: AK, CO, CT, ID, IN, MA, ME, MI, NY, OH, OR, PA, UT, VT, or WA
- Agree to provide additional personal and business information, if requested, such as tax returns and financial statements
- Certify that all information submitted in the application is true and correct
- Authorize the bank and/or a credit bureau to investigate the information on the application
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