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Our KeyBank Relationship Rewards program rewards you for your everyday banking activities.
Home Improvement Loans
A KeyBank Home Improvement Loan is a fixed rate loan that requires no collateral with loan proceeds being used for home improvements. It is designed to finance home repairs, remodeling, new roof or windows, new patio or driveway, and more, without tapping into home equity.Features and Benefits of a Home Improvement Loan
- No collateral required
- Minimum loan amount $5,000
- Competitive fixed rates, lower than most credit cards, and same day approval*
- Transfer funds online to make loan payments and access your Home Improvement Loan information and balance details through Online Banking
- Earn 15,000 KeyBank Relationship Rewards® points for opening a new Home Improvement Loan† and expanding your relationship with KeyBank.
To apply, you must:
- Be 18 years of age or older
- Live within the following states: AK, CO, ID, IN, KY, ME, MI, NY, OH, OR, UT, VT, or WA
- Agree to provide additional personal and business information, if requested, such as tax returns and financial statements
- Certify that all information submitted in the application is true and correct
- Authorize the bank and/or a credit bureau to investigate the information on the application
* Subject to credit approval. Same day approval applies to qualifying loan applications received by 4:00 p.m. ET on normal business days.
† Your checking account must be enrolled in KeyBank Relationship Rewards prior to account opening to qualify for points.
There may be an annual fee for the KeyBank Relationship Rewards program based on the type of checking account you have. Point values earned for Activities, Bonus Activities and for opening, signing up for or being approved for a Relationship Product are subject to change. There is a monthly cap of 1,500 points for Activity Point categories.
