Sign On
  • Online Banking
    Sign On Form is Loading

When you're ready to buy a home, a Fannie Mae HomeReady® mortgage from KeyBank can help. These federally backed loans make home buying truly affordable and, from our initial meeting to the closing, we’ll be with you every step of the way.

Overview

Purchaser Qualification

Based on income or location1

Loan to Value (LTV)

Up to 97%

Interest Rate

Fixed

Down Payment

As low as 3%

Private Mortgage Insurance (PMI)

Lower premiums available

Features

  • Available for purchases and for rate or term refinancing2
  • Gifts, grants and community seconds are permitted as funding sources for down payment and closing costs. 3%, 6% or 9% seller contribution allowed (based on LTV), and can be used for closing costs or prepaid items
  • Available for one to four unit, owner-occupied properties including single-family, attached or detached, condos or planned unit developments

Contact Us

We'll walk you through your options. With your rates, terms and benefits in hand, you'll have everything you need to take the next step.

Ask questions, explore your options. Call us or schedule a time to have us call you.

1-888-KEY-0018

TDD/TTY: 1-800-539-8336
Mon-Fri: 8:00 a.m. – 8:00 p.m. ET
Sat: 9:00 a.m. – 3:00 p.m. ET

Meet with a home lending specialist near you.

Directory
1

No income limitations on low-income census tracts and limited to 100% of Area Median Income (AMI) in all other census tracts.

2

Cash-out refinances not permitted.

NOTICE: This is not a commitment to lend or extend credit. Conditions and restrictions may apply. Information and offers are subject to change without notice. All loans are subject to credit and collateral approval. Not all loans or products are available in all states. NMLS# 399797

Home Loans & Lines

Get A .25% Interest Rate Reduction, Just for Keybank Clients

Mortgages

Take the Next Step With a Guide Who Can Help

April 2018 Take the Next Step With a Guide Who Can Help
Mortgages

See Today’s Best Rates, Especially for Clients

January 2019 See Today’s Best Rates, Especially for Clients

Call Us

1-888-KEY-0018

Clients using a TDD/TTY device:
1-800-539-8336

Schedule an Appointment

Talk to a Mortgage Loan Officer in your neighborhood.

Schedule an appointment now

Find a Branch or ATM