KeyBank Client Mortgage Rates
Our best rates available today.
Relationships matter. If you have a KeyBank checking account and a KeyBank savings or investment account, we give you a .25% interest rate discount1 2 on your mortgage. Learn how you can get the best rates in town.
Compare Today’s Mortgage Rates
Where is your home located?
- Alaska
- Colorado
- Connecticut
- Idaho
- Indiana
- Maine
- Massachusetts
- Michigan
- New York
- Ohio
- Oregon
- Pennsylvania
- Utah
- Vermont
- Washington
Today’s rates for KeyBank clients in Alaska
Rates effective as of 11:00 AM ET on Monday, August 19, 2019
| Mortgage Type | Interest Rate | APR |
|---|---|---|
| 30 Fixed Rate | 3.625% | 3.720% |
| 15 Fixed Rate | 3.375% | 3.490% |
| 7/1 Adjustable Rate* | 3.375% | 3.839% |
| 5/1 Adjustable Rate* | 3.500% | 3.980% |
What to know about the above mortgage rates:
Rates shown are based on a conforming, first-lien mortgage loan amount of $175,000 for a single-family, owner-occupied residence with a maximum loan to value ratio of 75%, a 0.25% interest rate discount,1 2 for a qualified client with eligible KeyBank checking and savings or investment accounts, mortgage rate lock period of 60 days, an excellent credit profile including a FICO score of 740 or higher, and a debt-to-income ratio of 36% or lower. Your actual rate may be higher or lower than those shown based on information relating to these factors as determined after you apply.
For your personalized rate quote, contact a Mortgage Loan Officer.
*Adjustable Rate Mortgage (ARM) interest rates and payments are subject to increase after the initial fixed-rate period (5 years for a 5/1 ARM, 7 years for a 7/1 ARM) and assume a 30-year repayment term.
FHA, VA and other mortgage loan terms and programs are available.
Learn more about estimated mortgage payments.
Today’s rates for KeyBank clients in Colorado
Rates effective as of 11:00 AM ET on Monday, August 19, 2019
| Mortgage Type | Interest Rate | APR |
|---|---|---|
| 30 Fixed Rate | 3.625% | 3.747% |
| 15 Fixed Rate | 3.375% | 3.576% |
| 7/1 Adjustable Rate* | 3.375% | 3.882% |
| 5/1 Adjustable Rate* | 3.500% | 4.019% |
What to know about the above mortgage rates:
Rates shown are based on a conforming, first-lien mortgage loan amount of $175,000 for a single-family, owner-occupied residence with a maximum loan to value ratio of 75%, a 0.25% interest rate discount,1 2 for a qualified client with eligible KeyBank checking and savings or investment accounts, mortgage rate lock period of 60 days, an excellent credit profile including a FICO score of 740 or higher, and a debt-to-income ratio of 36% or lower. Your actual rate may be higher or lower than those shown based on information relating to these factors as determined after you apply.
For your personalized rate quote, contact a Mortgage Loan Officer.
*Adjustable Rate Mortgage (ARM) interest rates and payments are subject to increase after the initial fixed-rate period (5 years for a 5/1 ARM, 7 years for a 7/1 ARM) and assume a 30-year repayment term.
FHA, VA and other mortgage loan terms and programs are available.
Learn more about estimated mortgage payments.
Today’s rates for KeyBank clients in Connecticut
Rates effective as of 11:00 AM ET on Monday, August 19, 2019
| Mortgage Type | Interest Rate | APR |
|---|---|---|
| 30 Fixed Rate | 3.625% | 3.731% |
| 15 Fixed Rate | 3.375% | 3.518% |
| 7/1 Adjustable Rate* | 3.375% | 3.854% |
| 5/1 Adjustable Rate* | 3.500% | 3.983% |
What to know about the above mortgage rates:
Rates shown are based on a conforming, first-lien mortgage loan amount of $175,000 for a single-family, owner-occupied residence with a maximum loan to value ratio of 75%, a 0.25% interest rate discount,1 2 for a qualified client with eligible KeyBank checking and savings or investment accounts, mortgage rate lock period of 60 days, an excellent credit profile including a FICO score of 740 or higher, and a debt-to-income ratio of 36% or lower. Your actual rate may be higher or lower than those shown based on information relating to these factors as determined after you apply.
For your personalized rate quote, contact a Mortgage Loan Officer.
*Adjustable Rate Mortgage (ARM) interest rates and payments are subject to increase after the initial fixed-rate period (5 years for a 5/1 ARM, 7 years for a 7/1 ARM) and assume a 30-year repayment term.
FHA, VA and other mortgage loan terms and programs are available.
Learn more about estimated mortgage payments.
Today’s rates for KeyBank clients in Idaho
Rates effective as of 11:00 AM ET on Monday, August 19, 2019
| Mortgage Type | Interest Rate | APR |
|---|---|---|
| 30 Fixed Rate | 3.625% | 3.707% |
| 15 Fixed Rate | 3.375% | 3.504% |
| 7/1 Adjustable Rate* | 3.375% | 3.838% |
| 5/1 Adjustable Rate* | 3.500% | 3.971% |
What to know about the above mortgage rates:
Rates shown are based on a conforming, first-lien mortgage loan amount of $175,000 for a single-family, owner-occupied residence with a maximum loan to value ratio of 75%, a 0.25% interest rate discount,1 2 for a qualified client with eligible KeyBank checking and savings or investment accounts, mortgage rate lock period of 60 days, an excellent credit profile including a FICO score of 740 or higher, and a debt-to-income ratio of 36% or lower. Your actual rate may be higher or lower than those shown based on information relating to these factors as determined after you apply.
For your personalized rate quote, contact a Mortgage Loan Officer.
*Adjustable Rate Mortgage (ARM) interest rates and payments are subject to increase after the initial fixed-rate period (5 years for a 5/1 ARM, 7 years for a 7/1 ARM) and assume a 30-year repayment term.
FHA, VA and other mortgage loan terms and programs are available.
Learn more about estimated mortgage payments.
Today’s rates for KeyBank clients in Indiana
Rates effective as of 11:00 AM ET on Monday, August 19, 2019
| Mortgage Type | Interest Rate | APR |
|---|---|---|
| 30 Fixed Rate | 3.625% | 3.733% |
| 15 Fixed Rate | 3.375% | 3.536% |
| 7/1 Adjustable Rate* | 3.375% | 3.847% |
| 5/1 Adjustable Rate* | 3.500% | 3.989% |
What to know about the above mortgage rates:
Rates shown are based on a conforming, first-lien mortgage loan amount of $175,000 for a single-family, owner-occupied residence with a maximum loan to value ratio of 75%, a 0.25% interest rate discount,1 2 for a qualified client with eligible KeyBank checking and savings or investment accounts, mortgage rate lock period of 60 days, an excellent credit profile including a FICO score of 740 or higher, and a debt-to-income ratio of 36% or lower. Your actual rate may be higher or lower than those shown based on information relating to these factors as determined after you apply.
For your personalized rate quote, contact a Mortgage Loan Officer.
*Adjustable Rate Mortgage (ARM) interest rates and payments are subject to increase after the initial fixed-rate period (5 years for a 5/1 ARM, 7 years for a 7/1 ARM) and assume a 30-year repayment term.
FHA, VA and other mortgage loan terms and programs are available.
Learn more about estimated mortgage payments.
Today’s rates for KeyBank clients in Maine
Rates effective as of 11:00 AM ET on Monday, August 19, 2019
| Mortgage Type | Interest Rate | APR |
|---|---|---|
| 30 Fixed Rate | 3.625% | 3.729% |
| 15 Fixed Rate | 3.375% | 3.527% |
| 7/1 Adjustable Rate* | 3.375% | 3.850% |
| 5/1 Adjustable Rate* | 3.500% | 3.992% |
What to know about the above mortgage rates:
Rates shown are based on a conforming, first-lien mortgage loan amount of $175,000 for a single-family, owner-occupied residence with a maximum loan to value ratio of 75%, a 0.25% interest rate discount,1 2 for a qualified client with eligible KeyBank checking and savings or investment accounts, mortgage rate lock period of 60 days, an excellent credit profile including a FICO score of 740 or higher, and a debt-to-income ratio of 36% or lower. Your actual rate may be higher or lower than those shown based on information relating to these factors as determined after you apply.
For your personalized rate quote, contact a Mortgage Loan Officer.
*Adjustable Rate Mortgage (ARM) interest rates and payments are subject to increase after the initial fixed-rate period (5 years for a 5/1 ARM, 7 years for a 7/1 ARM) and assume a 30-year repayment term.
FHA, VA and other mortgage loan terms and programs are available.
Learn more about estimated mortgage payments.
Today’s rates for KeyBank clients in Massachusetts
Rates effective as of 11:00 AM ET on Monday, August 19, 2019
| Mortgage Type | Interest Rate | APR |
|---|---|---|
| 30 Fixed Rate | 3.625% | 3.727% |
| 15 Fixed Rate | 3.375% | 3.518% |
| 7/1 Adjustable Rate* | 3.375% | 3.846% |
| 5/1 Adjustable Rate* | 3.500% | 3.979% |
What to know about the above mortgage rates:
Rates shown are based on a conforming, first-lien mortgage loan amount of $175,000 for a single-family, owner-occupied residence with a maximum loan to value ratio of 75%, a 0.25% interest rate discount,1 2 for a qualified client with eligible KeyBank checking and savings or investment accounts, mortgage rate lock period of 60 days, an excellent credit profile including a FICO score of 740 or higher, and a debt-to-income ratio of 36% or lower. Your actual rate may be higher or lower than those shown based on information relating to these factors as determined after you apply.
For your personalized rate quote, contact a Mortgage Loan Officer.
*Adjustable Rate Mortgage (ARM) interest rates and payments are subject to increase after the initial fixed-rate period (5 years for a 5/1 ARM, 7 years for a 7/1 ARM) and assume a 30-year repayment term.
FHA, VA and other mortgage loan terms and programs are available.
Learn more about estimated mortgage payments.
Today’s rates for KeyBank clients in Michigan
Rates effective as of 11:00 AM ET on Monday, August 19, 2019
| Mortgage Type | Interest Rate | APR |
|---|---|---|
| 30 Fixed Rate | 3.625% | 3.735% |
| 15 Fixed Rate | 3.375% | 3.539% |
| 7/1 Adjustable Rate* | 3.375% | 3.849% |
| 5/1 Adjustable Rate* | 3.500% | 3.991% |
What to know about the above mortgage rates:
Rates shown are based on a conforming, first-lien mortgage loan amount of $175,000 for a single-family, owner-occupied residence with a maximum loan to value ratio of 75%, a 0.25% interest rate discount,1 2 for a qualified client with eligible KeyBank checking and savings or investment accounts, mortgage rate lock period of 60 days, an excellent credit profile including a FICO score of 740 or higher, and a debt-to-income ratio of 36% or lower. Your actual rate may be higher or lower than those shown based on information relating to these factors as determined after you apply.
For your personalized rate quote, contact a Mortgage Loan Officer.
*Adjustable Rate Mortgage (ARM) interest rates and payments are subject to increase after the initial fixed-rate period (5 years for a 5/1 ARM, 7 years for a 7/1 ARM) and assume a 30-year repayment term.
FHA, VA and other mortgage loan terms and programs are available.
Learn more about estimated mortgage payments.
Today’s rates for KeyBank clients in New York
Rates effective as of 11:00 AM ET on Monday, August 19, 2019
| Mortgage Type | Interest Rate | APR |
|---|---|---|
| 30 Fixed Rate | 3.625% | 3.716% |
| 15 Fixed Rate | 3.375% | 3.538% |
| 7/1 Adjustable Rate* | 3.375% | 3.857% |
| 5/1 Adjustable Rate* | 3.500% | 3.994% |
What to know about the above mortgage rates:
Rates shown are based on a conforming, first-lien mortgage loan amount of $175,000 for a single-family, owner-occupied residence with a maximum loan to value ratio of 75%, a 0.25% interest rate discount,1 2 for a qualified client with eligible KeyBank checking and savings or investment accounts, mortgage rate lock period of 60 days, an excellent credit profile including a FICO score of 740 or higher, and a debt-to-income ratio of 36% or lower. Your actual rate may be higher or lower than those shown based on information relating to these factors as determined after you apply.
For your personalized rate quote, contact a Mortgage Loan Officer.
*Adjustable Rate Mortgage (ARM) interest rates and payments are subject to increase after the initial fixed-rate period (5 years for a 5/1 ARM, 7 years for a 7/1 ARM) and assume a 30-year repayment term.
FHA, VA and other mortgage loan terms and programs are available.
Learn more about estimated mortgage payments.
Today’s rates for KeyBank clients in Ohio
Rates effective as of 11:00 AM ET on Monday, August 19, 2019
| Mortgage Type | Interest Rate | APR |
|---|---|---|
| 30 Fixed Rate | 3.625% | 3.733% |
| 15 Fixed Rate | 3.375% | 3.553% |
| 7/1 Adjustable Rate* | 3.375% | 3.857% |
| 5/1 Adjustable Rate* | 3.500% | 3.998% |
What to know about the above mortgage rates:
Rates shown are based on a conforming, first-lien mortgage loan amount of $175,000 for a single-family, owner-occupied residence with a maximum loan to value ratio of 75%, a 0.25% interest rate discount,1 2 for a qualified client with eligible KeyBank checking and savings or investment accounts, mortgage rate lock period of 60 days, an excellent credit profile including a FICO score of 740 or higher, and a debt-to-income ratio of 36% or lower. Your actual rate may be higher or lower than those shown based on information relating to these factors as determined after you apply.
For your personalized rate quote, contact a Mortgage Loan Officer.
*Adjustable Rate Mortgage (ARM) interest rates and payments are subject to increase after the initial fixed-rate period (5 years for a 5/1 ARM, 7 years for a 7/1 ARM) and assume a 30-year repayment term.
FHA, VA and other mortgage loan terms and programs are available.
Learn more about estimated mortgage payments.
Today’s rates for KeyBank clients in Oregon
Rates effective as of 11:00 AM ET on Monday, August 19, 2019
| Mortgage Type | Interest Rate | APR |
|---|---|---|
| 30 Fixed Rate | 3.625% | 3.722% |
| 15 Fixed Rate | 3.375% | 3.527% |
| 7/1 Adjustable Rate* | 3.375% | 3.850% |
| 5/1 Adjustable Rate* | 3.500% | 3.992% |
What to know about the above mortgage rates:
Rates shown are based on a conforming, first-lien mortgage loan amount of $175,000 for a single-family, owner-occupied residence with a maximum loan to value ratio of 75%, a 0.25% interest rate discount,1 2 for a qualified client with eligible KeyBank checking and savings or investment accounts, mortgage rate lock period of 60 days, an excellent credit profile including a FICO score of 740 or higher, and a debt-to-income ratio of 36% or lower. Your actual rate may be higher or lower than those shown based on information relating to these factors as determined after you apply.
For your personalized rate quote, contact a Mortgage Loan Officer.
*Adjustable Rate Mortgage (ARM) interest rates and payments are subject to increase after the initial fixed-rate period (5 years for a 5/1 ARM, 7 years for a 7/1 ARM) and assume a 30-year repayment term.
FHA, VA and other mortgage loan terms and programs are available.
Learn more about estimated mortgage payments.
Today’s rates for KeyBank clients in Pennsylvania
Rates effective as of 11:00 AM ET on Monday, August 19, 2019
| Mortgage Type | Interest Rate | APR |
|---|---|---|
| 30 Fixed Rate | 3.625% | 3.732% |
| 15 Fixed Rate | 3.375% | 3.557% |
| 7/1 Adjustable Rate* | 3.375% | 3.867% |
| 5/1 Adjustable Rate* | 3.500% | 4.009% |
What to know about the above mortgage rates:
Rates shown are based on a conforming, first-lien mortgage loan amount of $175,000 for a single-family, owner-occupied residence with a maximum loan to value ratio of 75%, a 0.25% interest rate discount,1 2 for a qualified client with eligible KeyBank checking and savings or investment accounts, mortgage rate lock period of 60 days, an excellent credit profile including a FICO score of 740 or higher, and a debt-to-income ratio of 36% or lower. Your actual rate may be higher or lower than those shown based on information relating to these factors as determined after you apply.
For your personalized rate quote, contact a Mortgage Loan Officer.
*Adjustable Rate Mortgage (ARM) interest rates and payments are subject to increase after the initial fixed-rate period (5 years for a 5/1 ARM, 7 years for a 7/1 ARM) and assume a 30-year repayment term.
FHA, VA and other mortgage loan terms and programs are available.
Learn more about estimated mortgage payments.
Today’s rates for KeyBank clients in Utah
Rates effective as of 11:00 AM ET on Monday, August 19, 2019
| Mortgage Type | Interest Rate | APR |
|---|---|---|
| 30 Fixed Rate | 3.625% | 3.736% |
| 15 Fixed Rate | 3.375% | 3.523% |
| 7/1 Adjustable Rate* | 3.375% | 3.848% |
| 5/1 Adjustable Rate* | 3.500% | 3.990% |
What to know about the above mortgage rates:
Rates shown are based on a conforming, first-lien mortgage loan amount of $175,000 for a single-family, owner-occupied residence with a maximum loan to value ratio of 75%, a 0.25% interest rate discount,1 2 for a qualified client with eligible KeyBank checking and savings or investment accounts, mortgage rate lock period of 60 days, an excellent credit profile including a FICO score of 740 or higher, and a debt-to-income ratio of 36% or lower. Your actual rate may be higher or lower than those shown based on information relating to these factors as determined after you apply.
For your personalized rate quote, contact a Mortgage Loan Officer.
*Adjustable Rate Mortgage (ARM) interest rates and payments are subject to increase after the initial fixed-rate period (5 years for a 5/1 ARM, 7 years for a 7/1 ARM) and assume a 30-year repayment term.
FHA, VA and other mortgage loan terms and programs are available.
Learn more about estimated mortgage payments.
Today’s rates for KeyBank clients in Vermont
Rates effective as of 11:00 AM ET on Monday, August 19, 2019
| Mortgage Type | Interest Rate | APR |
|---|---|---|
| 30 Fixed Rate | 3.625% | 3.740% |
| 15 Fixed Rate | 3.375% | 3.541% |
| 7/1 Adjustable Rate* | 3.375% | 3.862% |
| 5/1 Adjustable Rate* | 3.500% | 4.008% |
What to know about the above mortgage rates:
Rates shown are based on a conforming, first-lien mortgage loan amount of $175,000 for a single-family, owner-occupied residence with a maximum loan to value ratio of 75%, a 0.25% interest rate discount,1 2 for a qualified client with eligible KeyBank checking and savings or investment accounts, mortgage rate lock period of 60 days, an excellent credit profile including a FICO score of 740 or higher, and a debt-to-income ratio of 36% or lower. Your actual rate may be higher or lower than those shown based on information relating to these factors as determined after you apply.
For your personalized rate quote, contact a Mortgage Loan Officer.
*Adjustable Rate Mortgage (ARM) interest rates and payments are subject to increase after the initial fixed-rate period (5 years for a 5/1 ARM, 7 years for a 7/1 ARM) and assume a 30-year repayment term.
FHA, VA and other mortgage loan terms and programs are available.
Learn more about estimated mortgage payments.
Today’s rates for KeyBank clients in Washington
Rates effective as of 11:00 AM ET on Monday, August 19, 2019
| Mortgage Type | Interest Rate | APR |
|---|---|---|
| 30 Fixed Rate | 3.625% | 3.735% |
| 15 Fixed Rate | 3.375% | 3.543% |
| 7/1 Adjustable Rate* | 3.375% | 3.859% |
| 5/1 Adjustable Rate* | 3.500% | 4.001% |
What to know about the above mortgage rates:
Rates shown are based on a conforming, first-lien mortgage loan amount of $175,000 for a single-family, owner-occupied residence with a maximum loan to value ratio of 75%, a 0.25% interest rate discount,1 2 for a qualified client with eligible KeyBank checking and savings or investment accounts, mortgage rate lock period of 60 days, an excellent credit profile including a FICO score of 740 or higher, and a debt-to-income ratio of 36% or lower. Your actual rate may be higher or lower than those shown based on information relating to these factors as determined after you apply.
For your personalized rate quote, contact a Mortgage Loan Officer.
*Adjustable Rate Mortgage (ARM) interest rates and payments are subject to increase after the initial fixed-rate period (5 years for a 5/1 ARM, 7 years for a 7/1 ARM) and assume a 30-year repayment term.
FHA, VA and other mortgage loan terms and programs are available.
Learn more about estimated mortgage payments.
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