$200 Plus All the Benefits of Key Smart Checking

Qualify for your $200.3

  • Use offer code: to open a Key Smart Checking® account online only by .
  • Make ONE direct deposit of at least $500 within 60 days of account opening.
  • That’s it. Your $200 will be deposited into your account within 90 days of when you meet the requirements, as long as your account is open and not overdrawn.

Open your account in about 5 minutes.

You’ll need your current ID and an opening deposit of at least $10.

Offer redeemable online only.


Subject to terms and conditions in Service Agreement.


Message and Data rates may apply.


You must open a Key Smart Checking® Account (this is the basic banking account in NY) by the expiration date at 11:59 p.m. (ET) and make ONE single KeyBank direct deposit of $500 or more within 60 days after account opening to get $200. Normal account service charges and balance requirements apply to these accounts, including the minimum opening deposit of $10. Direct deposit transactions are limited to: payroll, Social Security, pension and government benefits. Accounts titled as Trust Accounts, Estate, and No Access are excluded from eligibility. Employees of KeyBank, its affiliates and subsidiaries are not eligible for this offer. Limit one gift per qualifying account. Limit one gift per individual. The value of your gift will be reported on Form 1099-INT and deposited into your account within 90 days of meeting requirements. If you close your account within 180 days of account opening, you will be charged a $25 account early closure fee. Other miscellaneous charges may apply. Offer not available to individuals who have had a KeyBank checking account or a KeyBank Hassle-Free Account® in the last 12 months. Accounts overdrawn or closed at the time of gift payment are not eligible. Offer is subject to cancellation without notice and cannot be combined with any other offer. KeyBank is not responsible for, and will not honor, promotional offers that appear on non-KeyBank websites or that are not authorized by KeyBank.