that offer has ended.

This offer is redeemable online only; however, if you are a non-US citizen, you must open your account in a KeyBank branch. Valid Social Security Number or Taxpayer Identification Number and US address required to qualify for promotion. You must open a Key Smart Checking^® Account by 2/6/26 at 11:59 p.m. EST and make a total of $2,000 or more in eligible direct deposits within 90 days of account opening to get $300. Eligible direct deposits are electronic automated clearing house (ACH) deposits. Examples of eligible direct deposits include, but are not limited to: payroll, Social Security, pension and government benefits. Deposits made through a teller, ATM, or the KeyBank mobile app are ineligible direct deposits. The minimum opening deposit for Key Smart Checking is $10. Employees of KeyBank, its affiliates and subsidiaries are not eligible for this offer. Limit one account-opening gift per qualifying account. Limit one account opening gift per individual. The value of your gift will be reported on Form 1099-INT and deposited into your account within 60 days of meeting requirements. Offer not available to individuals who were a primary account owner of a KeyBank personal checking account in the last 12 months. Account must not be closed at the time of gift payment. Offer is subject to cancellation without notice. Geographic restrictions apply and account opening is subject to approval. Promotional offers in branch may differ from those visible online.

This offer is redeemable online only; however, if you are a non-US citizen, you must open your account in a KeyBank branch. Valid Social Security Number or Taxpayer Identification Number and US address required to qualify for promotion. You must open a Key Select Checking^® Account by 2/6/26 at 11:59 p.m. EST and make a total of $5,000 or more in eligible direct deposits within 90 days of account opening to get $500. Eligible direct deposits are electronic automated clearing house (ACH) deposits. Examples of eligible direct deposits include, but are not limited to: payroll, Social Security, pension and government benefits. Deposits made through a teller, ATM, or the KeyBank mobile app are ineligible direct deposits. The minimum opening deposit for Key Select Checking is $50. Employees of KeyBank, its affiliates and subsidiaries are not eligible for this offer. Limit one account-opening gift per qualifying account. Limit one account opening gift per individual. The value of your gift will be reported on Form 1099-INT and deposited into your account within 60 days of meeting requirements. Offer not available to individuals who were a primary account owner of a KeyBank personal checking account in the last 12 months. Account must not be closed at the time of gift payment. Offer is subject to cancellation without notice. Geographic restrictions apply and account opening is subject to approval. Promotional offers in branch may differ from those visible online.

Key Select Checking Account is an interest-bearing account. Annual Percentage Yields (APY) are accurate as of , for zip code 44114. 0.05% APY applies to balances of $0.00-$2,499.99, 0.05% APY on balances $2,500-$4,999.99, 0.05% APY on balances $5,000-$9,999.99, 0.05% APY on balances $10,000-$24,999.99, 0.05% APY on balances $25,000-$49,999.99, 0.05% APY on balances $50,000-$99,999.99, 0.05% APY on balances $100,000-$249,999.99, 0.05% APY on balances $250,000-$499,999.99, 0.05% APY on balances $500,000-$999,999.99, 0.05% APY on balances $1,000,000 and above. Key Select Checking Account is a variable rate account, rates may vary. Rates and terms may change at the bank’s discretion. Minimum balance to open this account is $50. Fees may reduce earnings.