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KeyBasic Credit Line
Our KeyBasic Credit Line is an unsecured revolving credit line that provides instant access to funds when you need them. It’s perfect for short-term financing, and because you don’t have to apply for credit each time you want to use it, it’s convenient.
KeyBasic Credit Line Details
- Easily access funds by cash advance at a branch or transfer funds to another KeyBank account online through our mobile app or by phone
- Available as overdraft protection for a KeyBank checking account for peace of mind and eliminating costly overdraft charges1
- Detailed monthly statements simplify bookkeeping with an at-a-glance look at available credit, recent advances, and payments received
- Variable interest rate
To apply, you must:
- Be 18 years of age or older
- Live within the following states: AK, CO, CT, ID, IN, MA, ME, MI, NY, OH, OR, PA, UT, VT, or WA
- Agree to provide additional personal and business information, if requested, such as tax returns and financial statements
- Certify that all information submitted in the application is true and correct
- Authorize the bank and/or a credit bureau to investigate the information on the application
1 Your credit line may not be used for overdraft protection on a KeyBank Hassle-Free Account.