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Whether you’re starting with $50 or much more, you can use Key Silver Money Market Savings® to grow your savings. Save more with easy to waive fees and mobile check deposit.1


Overview of product features.
Waivable Monthly Maintenance Fee


Minimum Opening Deposit


Interest Rate

Compounded daily; higher rate on $5,000+2

Qualifies for Relationship Balances


Check Writing

Yes, limited

Can Be Used for Overdraft Protection



Interest Rate
Our variable rate is compounded daily to give you the best possible returns.

Waivable Monthly Maintenance Fee
The $12.00 monthly maintenance fee for Key Silver Money Market Savings Account will be waived if at least one of the following requirements is met:

  • Currently have or open a Key Advantage Checking®, Key Privilege Checking®, or Key Privilege Select Checking®
  • Maintain a minimum daily balance of $5000 or more during the statement cycle
  • A monthly direct deposit of at least $25.00 is credited to your Key Silver Money Market Savings Account during the monthly statement cycle
  • A recurring monthly online banking transfer of $25.00 or more from another KeyBank deposit account is transferred to the Key Silver Money Market Savings Account during the monthly statement cycle

Check Writing
Withdrawals and transfers are limited to seven per month.4

Overdraft Protection
Link a savings account to your checking account to automatically cover overdrafts without a transfer fee.3

FDIC Insured
Up to the maximum allowable limit.

Please read our Agreements and Disclosures. If you opened your deposit account online within the last 90 days, you may also review the original agreements and disclosures provided to you.


Must have a KeyBank checking account to enroll in Online Banking.


This minimum opening deposit must come from funds not currently held in accounts at KeyBank or its affiliates.

If you close your account within 180 days, you will be charged an account early closure fee.


Subject to the terms of the Savings Overdraft Protection Agreement.


If the number of withdrawals/transfers made to another KeyBank account of yours or to a third party by means of a preauthorized or automatic transfer or telephonic (including data transmission) agreement, order or instruction, or by check, draft, debit card, or similar order and payable to a third party exceeds a total of seven per monthly period, your account will be charged $15.00 for each transfer or payment over the limit.


make saving as easy as spending.

Financial Wellness

a 30-minute chat with a banker can help you reach your goals.

Key Financial Wellness Review
Savings Accounts

Key Active Saver®
start saving with just $10.

Call Us

1-800-KEY2YOU® (539-2968)

Clients using a TDD/TTY device:

Clients using a relay service:

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