Buffalo

2421 Main St

Buffalo, NY 14214

Snyder

4467 Main St

Snyder, NY 14226

Lancaster

5207 Broadway St

Lancaster, NY 14086

Orchard Park

4239 N Buffalo Rd

Orchard Park, NY 14127

Buffalo

726 Exchange St

Buffalo, NY 14210

Michael Florczak

Mortgage Loan Officer

NMLS# 63542

Email Me

Expert guidance every step of the way.

Whether you need help with buying a new home or refinancing your existing mortgage, I will work closely with you to find the home loan that fits your needs.

Recognition

recognition

About Key

KeyCorp (NYSE:KEY) is one of the nation’s largest bank-based financial service companies. Key companies provide investment management, retail and commercial banking, consumer finance, and investment banking products and services to individuals and companies throughout the United States.

Make Your Next Move

Mortgage Rates

check today’s best rates, especially for clients.

Man and woman going over papers together

find out if refinancing your mortgage is right for you.

father and daughter at the table

make informed decisions based on your needs.

grilling out
using a calculator

Figure out how much you would pay each month.

Our easy-to-use calculators can show you how much house you can afford and what you could save if you refinance.

Home Ownership

when should I refinance my mortgage?

Couple discussing finances with mortgage broker

Prequalification Checklist

get started on your home prequalification.

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Home Ownership

what is home equity? choosing a home equity loan or HELOC.

Couple working with a home equity advisor