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How do I participate in KeyBank Rewards®?

Apply for a Key2More Rewards Mastercard or a KeyBank Business Rewards Mastercard to earn points on your credit card transactions.

How can I check my point balance?
  • Personal banking clients can sign on to Online Banking to view rewards points.
  • Business banking clients can log in to KeyBank Business Online®.
  • If using the KeyBank mobile app, simply select rewards points to view the balance on your statement.
  • You can also check your points balance by calling the number on the back of your card.
  • Credit Card statements also display rewards point totals.

Earning Points

How can I earn Points?

You can earn points by making eligible purchases on your KeyBank rewards credit card. See the complete Rewards Point Guide (PDF) for all of the ways to earn points. Bonus Points are additional points that can be awarded on an ongoing basis for qualifying transactions on certain cards. Not all credit cards are eligible for Bonus Points.

Is there a maximum number of points I can earn?

There is no limit to the number of points you can earn on eligible purchases.

Do I need to have a checking account at KeyBank to earn credit card points?

No, you do not need a KeyBank checking account to earn points for credit card purchases.

Redeeming Rewards

How can I redeem my points?

Sign on to Online Banking or the mobile app and click Rewards.

How can I book travel with my rewards points?

Sign on to Online Banking or the mobile app, to access the rewards redemption site. Here, you will be able to search and book your own air, hotel, car rental and trip activities online. You can pay with your points, or a combination of points and your credit or debit card. Travel booking fees may apply.

Do my KeyBank Rewards points expire?

Yes, your KeyBank Rewards points expire 48 months after they are issued. Points earned with a KeyBank Private Bank Mastercard do not expire.

If I close my account, can I still redeem my points?

If you decide to close your KeyBank Rewards credit card, you will have up to 30 days to redeem any outstanding points by calling the number on the back of your card.

Program Fees

Is there a fee for the program?

No, there is no annual fee to open your Key2More Rewards Mastercard or KeyBank Business Rewards Mastercard.

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