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Settle in to the home you’ve earned, with a Veteran’s Affairs (VA) mortgage from KeyBank offers no down payment options with no private mortgage insurance (PMI).


Purchaser Qualification

VA Certificate of Eligibility

Loan to Value (LTV)

100% for purchases

Interest Rate

Fixed or variable

Down Payment

Little or none; may use gifted funds

Private Mortgage Insurance (PMI)

Not required


  • Flexible qualification standards and competitive interest rates
  • Ability to finance the VA funding fee
  • Available to veterans, service members and eligible surviving spouses
  • Seller contributions are permitted for 100% of closing costs and 4% of the purchase price toward pre-paid costs
  • Available for one to four unit owner-occupied properties including single-family, attached or detached, condos or planned unit developments

NOTICE: This is not a commitment to lend or extend credit. Conditions and restrictions may apply. Information and offers are subject to change without notice. All loans are subject to credit and collateral approval. Not all loans or products are available in all states. NMLS#399797

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